GovX has teamed up with First Choice Loan Services Inc. and a group of other lenders to offer GovX members discounted rates and fees on their mortgage loans, even if it's not a VA Mortgage! Compare rates and lenders to find your savings.
As a GovX Member you can enjoy competitive rates and low lender fees. Lender fees are associated with closing on a mortgage and typically include application, commitment and processing fees. These fees cover costs incurred by the lender to process, approve and complete the origination of the loan.View Benefits External Link: This site is not hosted by GovX
When you begin the mortgage process online, you have the freedom to compare loan options. These tools allow you to shop for current competitive interest rates and fees, annual percentage rates, points, loan amounts, terms, and other lender details.Start The Process External Link: This site is not hosted by GovX
Lenders include national banks and mortgage professionals. All of the lenders on the mortgage services platform undergo a rigorous evaluation process before being selected to participate in the program. They are held to extremely high standards and will provide quick response times, high success rates and a positive experience.Meet Lenders External Link: This site is not hosted by GovX
The goal of the mortgage services program is to provide value exclusively for GovX members without sacrificing service. After you enter some basic information and request a quote, a representative will contact you to explain everything, answer any questions you may have, and if you chose, begin the formal application process.Request a Quote External Link: This site is not hosted by GovX
GovX and First Choice know how important of a decision purchasing and/or refinancing your home is. Here are some frequently asked questions and answers to show what makes the this program so great for GovX members:
A. No, we only share the information with the lender(s) that the consumer selects on the website.
A. There are a wide variety of products that are offered. However, when a match does not occur, the platform will still allow a member to connect with a lender for personalized assistance.
A. Very little personal information is requested. Name, phone number, and email are collected on the website, however, we don’t accept information such as; SS#, DOB or other like sensitive information from our website. Once you are matched with a lender, this information will be requested.
A. The lender(s) selected do not do a credit check until the member authorizes them to do so later during the application process.
A. Yes, the program does handle wide range of credit scores. When special circumstances appear, our team of lenders is trained to assist and provide guidance.
General Program Disclosures - Mortgage lead generation, and/or originations are provided by or through Berkshire Bank (NMLS# 506896) and its wholly owned subsidiary First Choice Loan Services Inc. (NMLS #210764), located at One Tower Center, Floor #18 - East Brunswick, NJ 08816. Berkshire Bank and First Choice Loan Services Inc. are licensed, registered, or exempt from state licensing in the states in which they originate mortgage loans or lines of credit. First Choice Loan Services Inc. is licensed by the N.J. Department of Banking and Insurance. AZ BK #0918586. Loans in AR, HI, NY, and PR are originated by Berkshire Bank. First Choice Loan Services Inc. has no affiliation with First Choice Bank, chartered and located in California. GovX and its affiliates do not take loan applications, offer, negotiate, arrange or make mortgage loans or lines of credit. GovX does not guarantee products or services offered by First Choice Loan Services Inc. Berkshire Bank is an FDIC insured Massachusetts chartered bank. Berkshire Hills Bancorp (NYSE: BHLB) is the parent of Berkshire Bank.
*Lender Fees include application, commitment, underwriting, processing fees or similar fees and DO NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other such fees in which the lender does not profit and are passed directly through to the borrower. All fees are clearly detailed in the Loan Estimate.